You can help prevent identity theft by educating yourself. Pairing that experience with a lost social security card only doubles the pain. Identity theft is the illegal acquisition and use of someone elses personal information to obtain money or credit. Taxrelated identity theft occurs when someone uses your stolen social security number to file a tax return claiming a fraudulent refund. Only 28% of identity theft cases involve credit or financial fraud. Safe from identity theft in an age of hacking and identity theft, moving social security online also increases risk and it is difficult to imagine a hacking target more attractive than the ssa. For many, a myssa account now is the only way to obtain an estimate of future benefits, since the agency no longer regularly mails annual benefit statements.
More than 34 million americans now conduct business with the social security administration ssa online and with that shift comes an. For example, credit monitoring wont tell you if an identity thief withdraws money from your bank account, or uses your social security number to file a tax return. Is it safe to share my information with norton identity protection. Its very important to have identity theft protection. With a fraud alert in place, extra steps will be taken to verify the identity of an applicant if anyone tries to use your social security number to do something like apply for a credit card. The thief will then be able to access all your important accounts that are protected by that. Prevention is the best measure you can take for protection against this threat. Someone used my social security number to open accounts and i want to report identity theft. According to the ftc, identity theft is one of the top consumer complaints. Extend your identity theft protection to the ssns of your. For example, an imposter may contact you from the social security administration informing you that your social security number ssn has been suspended, in hopes. You can download your statement at the my account section of the ssa website. Be sure to never use the same password for multiple services if one service you use is breached, you should consider all the accounts using the same password as compromised.
In fact, its become such a standard request that many individuals willingly provide this number without hesitation and without really thinking about the consequences behind this, one of which being an increased risk of identity theft. People have a habit of saving card details, social security number and other personal information online for faster checkouts. Put a fraud alert on your credit accounts with a credit reporting agency experian, equifax, or transunion, which will communicate the alert to the other agencies to prevent anyone from using your number. Between february 20 and february 2016, there were more than 58,000 allegations of fraud related to my social security accounts.
Available in standard, plus and premium tiers, theres an identity theft protection package thats wellsuited for your. Protecting your social security number from identity theft. The social security administration ssa says it does not track data on the prevalence of identity theft, but last fall it advised the public in a blog post that the best way to avoid problems is to create an account to take away the risk of someone else. The ssa has not released the number of identity theft incidents involving social security benefits. Here are a few tips to help you keep your ssn safe. What to do if your social security card is lost or stolen lifelock. Once they have wormed their way in, crooks drain bank accounts or go on shopping sprees. For more information about social security numbers and identity theft, see the links below. Once a thief has your social security number, they can use it for themselves. Scammers try to get personal information from applicants by pretending to help complete applications. Lock your financial documents and records in a safe place at home, and lock your wallet or purse in a safe place at work. We dont give your number to anyone, except when authorized by law. The social security administration ssa says it does not track data on the prevalence of identity theft, but. If you got one of these calls, file a report at ftc.
It is important that you take steps to protect your social security number from theft. Nadeem munshey says no one is 100% protected from identity theft. Many people are concerned about social security number protection, and understandably so. Here are some suggestions to keep your personal information safe while using your medicare card. At a minimum, change your password and check any other social media accounts you may have linked.
Continually check the accuracy of personal accounts and deal with any discrepancies immediately. Signs of identity theft include bills for products or services you did not purchase, suspicious charges on your credit cards, or new accounts opened in your name that you did not authorize. Identity theftaccording to margaret rouse, identity theft is a crime in which an imposter obtains key pieces of personal information, such as social security or driver s license numbers, in order to impersonate someone else. Identity theft protection services ftc consumer information.
Anne aroste, also known as ann aroste, worked as a claims specialist at the ssas field office in aurora. Keep up with the news and check on your accounts if there is a data breach. This tool scans social media for identity theft risks. Identity theft protection is critical to your peace of mind. Such protection can protect details such as your social security number, bank details, and other important data from being stolen by. Check for a credit report to see if your childs information is being misused. Everfi week 8 consumer protection flashcards quizlet. You may be unaware you are a victim until you receive an irs notice or you file your return, but it is rejected because your ssn already has been used. They can use this information to open bank or credit card accounts, file taxes.
The hackers accessed social security numbers, birthdates, addresses, and drivers license numbers. How to protect yourself against identity theft and respond if it happens. Claims specialist at social security administration. Spyware used for online identity theft can be the most harmful and difficult to remove of any type of malware. Identity theft through social media essay example for. Identity theft is when thieves steal your personal information in order to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name. Doing so they forget the danger they are putting themselves into. But it has reported attempted breaches of its my social security website, the primary portal for benefit recipients. Identity theft occurs when someone steals your personally. With info like your ssn and birthdate, criminals can file tax returns, steal from investment accounts, or rack up medical. Jacksonville, florida united states attorney maria chapa lopez announces the return of an indictment charging elizabeth farinatorres 42, orange park with five counts of fraudulent use of a social security number ssn and five counts of aggravated identity theft. A childs social security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live.
Your number is confidential the social security administration protects your social security number and keeps your records confidential. Illegal alien charged with fraudulent use of a social. Review your credit card and bank account statements. Social security numbers hold one of the keys to your identity. Has your personal information been exposed in a data. How to protect your identity online advanced identity. In this scam, criminals use stolen account numbers, passwords, pins and social security numbers to access existing bank, brokerage, credit card or ecommerce accounts. Your social security number is a high value target for identity theft. Here are five ways a criminal can use your identity after they succeed at social security identity theft. Keep your information secure from roommates or workers who come into your home. Identity theft protection identity and credit monitoring. If your identification cards, including passport, drivers license, credit cards and social security card, have been stolen or used illegally by someone other than you, contact your local police department through their non911 phone number and file a police report. No one is safe from people who steal financial information.
There are many ways you can counteract the efforts of identity thieves on social media. Phone, utility, bank, and employment fraud make up another 50% of the cases. Someone illegally using your social security number and assuming your identity can cause a lot of problems. Fortify your online accounts by enabling the strongest authentication tools available, such as biometrics, security keys or a unique onetime code through an app on your mobile device. Slow download speed these days can be attributed to european. How significant is the risk of identity theft and fraud related to myssa accounts.
That scenario is an example of the fastest growing type of identity fraud. Safe browsing tools provide security when shopping, banking or paying bills online. Which document puts you at the least risk of identity theft. To protect the privacy of your identity and your social. If convicted, she faces up to five years in federal prison on each count of fraudulently using an ssn, and a mandatory. Here are a few things that can help you improve your level of online identity theft security. Protecting your social security number from identity theft social. Kids clean credit histories make it easy for criminals to make new charges, open accounts and more. More than 34 million americans now conduct business with the social security administration ssa online and with that shift comes an increased risk of identity theft. How to report identity theft to social security legal beagle. When you go out, take only the identification, credit, and debit cards you need. For example, these scammers may ask you to give, or confirm, your social security number or bank account numbers. It is generally safe to provide your social security number to. If someone obtains your social security number, they can use it to get other personal information about you, including your bank or credit.
Anyone who intentionally uses the social security number of another person to establish a new identity or defraud the government is breaking the law. Best identity theft protection of 2020 for keeping your. Many aspects of your finances could change for the worse. The federal government and numerous states have passed laws prohibiting identity theft. These days, identity theft protection strategies and tools are important ways to help protect your social security number and other personal information. Advanced identity protector offers an inbuilt secure vault to store and protect all this information that can make you a victim of identity theft. For additional tips to help you stay safe and secure online please visit the. They can use this information to open bank or credit card accounts, file taxes, or make new purchases in your name.
Explore the articles below to read all about the signs of id theft, the tactics used by cybercriminals, and even learn how to monitor your credit. That means social security numbers, birthdates, addresses or credit card information could be for sale on the dark web. Checklist to help prevent identity theft help prevent all types of identity theft use a paper shredder to destroy financial documents or other documents with personal information, including receipts, credit applications, and bank statements. Lifelock identity theft protection sees more threats to your identity, like your. Equifax, one of the three major credit reporting agencies in the u. Protecting your financial information from identity. A stolen identity can cost you money and time as you may have to hire professionals and work with credit bureaus to clear your good. Make sure all your accounts have your uptodate contact information in case they need to contact you.
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